The CS Group, Janet Homann Does Your Debt Expire? Are you struggling with old debt that seems to follow you everywhere? You might be surprised to learn that in South Africa, some debts have an expiration date. This legal concept, known as prescriptio... Apr 14, 2025 ITC Clearance
The CS Group, Janet Homann How the 2025 Budget Speech Will Affect Your Wallet What You Can Do About It The 2025 Budget Speech has introduced major financial changes that could affect your wallet, your cost of living, and how you manage your debt. With rising expenses, it’s cruc... Mar 14, 2025 Debt Management
The CS Group, Janet Homann How to Remove a Default from Your Credit Record in South Africa Having a default on your credit record can make life difficult. It affects your ability to get loans, open accounts, and even secure a rental agreement. If you're struggling with a default, you may be... Defaulting Mar 5, 2025 ITC Clearance
The CS Group, Janet Homann Love, Money & Credit: Why One Partner’s Bad Credit Can Affect Your Financial Future When two become one in a relationship, their financial decisions can significantly impact their shared future. Many couples overlook how one partner’s bad credit score can influence major financial mi... Feb 7, 2025 ITC Clearance
The CS Group, Janet Homann Brace Yourself: South Africa’s Fuel Price Hike in February 2025 The cost of living in South Africa is set to rise again, with significant increases in fuel prices expected to take effect on February 7, 2025. Motorists and businesses alike will need to prepare for ... Jan 27, 2025 Our blog
The CS Group, Janet Homann How to Save Your Own 13th Check Let’s be honest—December is expensive. Between festive celebrations and school expenses for the new year, it can feel like there’s never enough money to go around. But what if you didn’t need to rely ... Jan 27, 2025 Our blog
The CS Group, Janet Homann How to Recover Financially After December Overspending The holiday season can leave many people feeling financially drained, especially when debt takes up a significant portion of monthly income. For those without access to medical aid or a robust savings... Jan 21, 2025 Our blog
The CS Group, Janet Homann Unlocking Financial Freedom with The CS Group Are you feeling overwhelmed by debt or struggling to achieve financial stability? At The CS Group , we understand the challenges that come with managing your finances. That’s why we offer comprehensiv... Dec 12, 2024 Our blog
The CS Group, Janet Homann Stay on Track This December December is a time for celebration, family, and giving. However, if you’re under debt review, it’s also crucial to stay committed to your financial obligations. Missing your debt review payment during... Debt Review Dec 10, 2024 Our blog
The CS Group, Janet Homann The Debt Counselling Process The Application Process Voluntary Application (Form 16): Consumers voluntarily initiate debt counselling by submitting a completed Form 16 along with necessary documentation to a registered Debt Couns... Debt Counselling Debt Review Dec 5, 2024 ITC Clearance
The CS Group, Janet Homann Who Conducts Debt Counselling? Debt counselling is an essential service designed to assist individuals struggling with debt management. The process is conducted by a registered professional known as a Debt Counsellor (DC) . Let’s t... Debt Counselling Debt Review Registered Debt Counsellor Dec 5, 2024 Our blog
The CS Group, Janet Homann What is Debt Counselling? Debt counselling, or debt review, is a formal debt relief mechanism introduced by South Africa's National Credit Act (NCA). Its primary goal is to assist individuals who are over-indebted—those whose ... Debt Counselling Debt Relief Debt Review Dec 4, 2024 Our blog
